HAPPY THANKSGIVING!!!!!!!!!

On behalf of the staff of Senate Auto Insurance, We want to wish everyone a safe and happy Thanksgiving. This is on of the most traveled days by car all year. Please be patient and leave extra time to get to your destination. Unfortunately there are many accidents this time of year. If you are in an accident please contact the police, get the other person's driver's license information, licence tag number, year make and model of the vehicle,their insurance information, and telephone number. If you or your passengers are injured call 911 for an ambulance. Senate will be closed today for the holiday as will all other insurance companies. Please contact us Friday morning at 9 am  at 1-800-622-9333 for any help, questions or a free rate quote. Lastly, enjoy your turkey and thank all of you for your patronage.

MAJOR CHANGE IN MD AUTO INSURANCE LAW

Effective January 1, 2011 pursuant to House Bill 825 the state required bodily injury liability limits will be raised to $30,000 per person and $60,000 per accident from $20,000 per person and $40,000 per accident. You may be saying to yourself "so what how does that effect me". Guess what...it does effect you unfortunately. Your price for all insurance companies offering basic liability will go up because of this new law since the insurance company has more exposure. However, the bright side will be that you have more protection from a person who may sue you for bodily injury due to an accident. The real skinny on this new law.....you will not benefit because most bodily injury settlements are below the old law requirement of $20,000. So what should you do! If you do not have insurance now...it is time to get insurance ASAP at the old lower rates and this will be good for 1 year. This is very confusing to people who are not working in the insurance industry. Therefore, WE recommend that you call SENATE INSURANCE at 1-800-622-9333 for help in explaining the law change and how Senate can protect you at the lowest price and best service to include our exclusive monthly payment extensions.

Slippery Roads

This is the time of year where people need to take a detailed look at their auto insurance policy. The weather is changing and the leaves are falling. This creates a recipe for accidents. It is important that you have the right insurance for your car and for yourself. People often do not have enough insurance and only realize this upon an accident. Then it is to late to add the coverage to protect you from the accident that just happened. Reading an insurance policy can be very tricky for most people. The staff at Senate Auto Insurance will gladly do a complimentary review of your auto insurance policy to see if you are properly covered and give you a free competitive price quote. Senate prides itself in providing the best possible auto insurance coverage at the best price and we have done that in your neighborhood for over 25 years.